Next month I’m doing something crazy. I’m going to a bachelor party. In Munich. For 3 nights. It’s a 12-hour flight from LAX. But here’s the crazy thing. I don’t drink beer. And my cheap ass wouldn’t spend the extra $700 on Premium Economy. So instead I have a middle seat. For a red eye. ## Only 3 digits matter A friend of mine (who’s a wealth manager) has a rule of thumb for his clients. > The only 3 digits of your net worth that matter are the left 3. So if you have __$463__ ,218 — you’re not thinking of the $218. And if you have __$3,64__ 9,855 — the $9,855 doesn’t move the needle. Which means you can spend anything to the right (i.e. up to $999 and $9,999, respectively) without thinking. His rationale: Since you don’t think about them conceptually, they don’t matter in real life. (Note, there are probably [edge cases to consider]().) Now my ticket to Munich cost $1,800. An additional $700 would bought me a lot of comfort. But that’s a 40% premium. So I didn’t do it. And stuck with my middle seat. Yet as detailed in my [personal balance sheet](), my friend’s rule gives me cover for up to $9,999. Old habits die hard. (Especially when [your business ain’t doing too well]().) And while we’re months away from the bachelor party, I’m quietly dreading the flight. ## Where does your attention go? I recently learned that human beings have 80,000 thoughts per day. Obviously we have to breathe, eat, move around and work. But _all that living_ can’t consume all 80,000 thoughts. > Where your attention goes, your energy flows. I heard this mantra during a recent guided meditation. I quickly compiled a pie chart of where my attention goes. ![Blog post image](/images/blog/Untitled_Artwork-1024x768.jpg) Yup, I think a lot about money. I worry. It’s a proxy for [ambition](), [status]() and self-worth. It’s why I’m constantly fretting about this flight to Munich. And over the years, my attention has bounced around. But generally it has flowed into: * How much money did I make? * How much money can I make? * How can I make my business grow? * Am I working enough? * Am I learning enough? * Will I live a long and happy life? * How many followers do I have? (Yes, I do think about this more than I’d like to admit) And if I’m truly honest, there’s a lot of _“me, me, me”_ on this list. And while I do think about being [a great dad and husband](), it’s usually after I’ve thought about things on the above list. So here’s my question to you: > Where does your attention go? ## Now back to the Munich redeye After wayyyyy too much deliberating (and an entire blog post), I decided to upgrade to Premium Economy for $700. And when I got on the phone, I realized I didn’t have to – I could buy an aisle seat for $44. Boom! ## Here’s how we can help you * [The Life Operating System](): Your home base for personal productivity. It combines tasks, notes, project management and a CRM in one place. * [Supercharge your Productivity](): Learn how our $10K Work method can help you improve your mind, career and relationships. * [Apply for our Group Coaching:]() Are you an executive or founder undergoing a career change? We’ll give you frameworks and accountability for this transition. * [Train Your Team on $10K Work](): Is your team busy, but without much to show for it? Teach your colleagues how to prioritize and identify leverage in your organization. * [Download the Rad Friends podcast:]() Every week we ponder one of life’s thorniest questions. * [The RadReads Newsletter](): Sign up for 5 actionable insights each Saturday for a life well-lived.