What advice would you give to someone who’s on the fence about investing? I asked the RadReads community for their best tips, here’s what y’all came back with: * You don’t need a lot of money to start investing. Start now. * Don’t check your investments everyday (or even every week). * Automation = simplicity. Set up a recurring deposit and leave it. * Don’t try to time the market. * Understand that there’s no “magic solution,” and this includes passive investing. * The best plan is the one you can stick with (consistency > everything). * General baseline expectation = 6-8% as a long term real return of equities. * Passively managed portfolios > actively managed portfolios. * Learn how (powerfully) compounding works for both investments and for debt. * [Retirement savings isn’t just for your 40s and 50s](). What really matters is what you do in your 20s and 30s. * Buy index funds or ETFs. Fees make a big difference. * Learn [the priority pyramid]() – start at the bottom and work your way up. * Don’t jeopardize your savings/retirement plan by experimenting with stock picking. * If you want to buy individual stocks, open an account at a low cost custodian with <5% of your investable assets and learn by doing.There is no better way to learn than by doing – even if it means losing some money. * Have humility. Here are the follow-up links: * [A “flow chart” to prioritize savings]() (Medium) * [The futility of market timing]() (reddit) * [Why I’m obsessed with YNAB]() (RadReads) * [PortfolioVisualizer]() for correlations and back-testing * [Budgeting with intention]() (NYT) * [Doing it “for your kids”]() (RadReads)